FAQs
Frequently asked questions
Credit repair involves identifying and disputing errors on your credit report that may be hurting your credit score. Our team reviews your credit report, submits disputes on inaccuracies, and works directly with credit bureaus to improve your score over time.
Typically, clients begin seeing initial results within 14 to 30 days. However, the entire process may take several weeks, as credit bureaus often respond to disputes within 60 days. We keep you updated with each round of reviews.
Yes, credit repair is legal. The Fair Credit Reporting Act (FCRA) gives you the right to dispute inaccurate or unfair information on your credit report. We follow a legitimate process to ensure compliance with credit laws.
We offer a 100% Moneyback Guarantee. If your credit score doesn’t improve within the agreed timeline, you’re eligible for a full refund.
No, we’re fully transparent about our fees. After assessing your credit report, we provide a clear price quote upfront, so you know exactly what to expect.
Yes, you can dispute items on your own; however, many people find the process time-consuming and complex. Our expertise and knowledge of credit laws help make the process faster and more effective, often yielding better results.
Credit repair focuses on removing negative or inaccurate information from your report. It doesn’t directly impact your open accounts, although a better score can improve your overall financial standing.
We take your privacy seriously. All personal information is securely encrypted and handled in compliance with industry standards to ensure your data is safe.
During your first consultation, we review your credit report, discuss your goals, and outline a strategy specific to your situation. You’ll leave with a clear understanding of the process and next steps.
Yes, a higher credit score often qualifies you for better interest rates on loans, credit cards, and other financial products, potentially saving you significant amounts in interest over time.